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Find Affordable Coverage Today

Find qualified and affordable health care plans by completing the form below. Let us help you find the right affordable health care plan for you and your family.

Get Coverage in 4 steps

New to enrolling for Marketplace Coverage?

Applying could be easier than you think.

1. Speak to a Licensed
Health Insurance Agent

Enter some basic information, like your name, address, and email address to start.

2. Get ready to apply

Need help with your application? Learn ways to apply for health coverage.

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3. Get “Eligibility Results” right away

  • A Marketplace health insurance plan with savings, like the premium tax credit to help pay monthly premiums, or lower copayments, coinsurance, and deductibles.

  • Free or low-cost coverage through Medicaid and the Children’s Health Insurance Program (CHIP).

  • Lower costs — See if you might save before you apply.

Enroll in health coverage

Compare health plans and prices available in your area, and enroll in the one that best meets your needs.

Frequently Asked Questions

Common Questions Answered for your convenience.

How does the Affordable Care Act work in terms of making healthcare more affordable?

The ACA was set up to make healthcare more accessible and affordable to more Americans. One way this is done is to employ the use of health insurance subsidies to offer assistance in helping someone get a plan that might not have been able to afford one before. Essentially on a sliding scale is used so that households with the lowest income will be offered the most subsidized assistance. These subsidies are administered in the form of a tax credit during your annual income tax filing process. These tax credits can only be used on the health insurance exchange, and can be used when insurance coverage is purchased, no matter if you owes taxes or not.

What is the Marketplace?

The Health Insurance Marketplace, also referred to as Exchanges, are set up to offer a competitive platform to purchase health insurance, compare options, and provide information regarding plans for the consumer. The Marketplace allows you to shop for coverage and compare and contrast plans to find one that will best meet the needs of you and your family. Through the use of premium and cost-sharing subsidies, the Marketplace allows millions of Americans to obtain health insurance at an affordable price, based on income level. Low income individuals and families can also use the Marketplace to find if they are eligible low-cost/free coverage through Medicaid and CHIP programs.

Who is eligible to purchase insurance through the Marketplace?

To be eligible you must purchase through the state’s marketplace in which you live. You must also be a U.S citizen, and cannot be currently incarcerated serving time in jail or prison.

How easy is it to purchase a plan through the Marketplace?

Purchasing a health plan through the Marketplace is designed to be simple and convenient. You can apply online at Healthcare.gov, where you set up an account, complete an application, and view your plan options. Alternatively, you can apply over the phone with a 24/7 call center, by mail, or in person with assistance from local helpers. Each method lets you choose the most comfortable way to apply, review eligibility, and enroll in a plan that meets your needs.

Why is it important to have health insurance coverage for me and my family?

Health insurance is essential for protection against high medical costs from unexpected sickness or injury, making medical care more affordable through cost-sharing with your insurance company. Marketplace health plans help by offering three key protections: an out-of-pocket maximum, which caps your annual medical expenses; the elimination of yearly and lifetime limits on essential health benefits; and cost-sharing after meeting your deductible, where the insurer covers 60% to 90% of post-deductible costs. Additionally, savings are often available for in-network services and preventive care, helping you save even before reaching your deductible.

Affordable Care Act (ACA): Accessible and Affordable Health Coverage for All

The Affordable Care Act (ACA), or "Obamacare," ensures access to quality, affordable health insurance tailored to life’s changes, such as job transitions, marriage, or relocation. Through federally regulated and subsidized plans, millions gain affordable care options, especially during Open Enrollment or after qualifying life events. The ACA Marketplace simplifies finding the right plan by allowing you to compare options based on your needs and budget. With guided support, you can confidently choose from a range of plans that fit your lifestyle and safeguard your health.