Privacy Policy Last updated:
11/1/2024
This Privacy Policy outlines our policies on collecting, using, and disclosing your information when you use our services. It explains your privacy rights and protections under the law. By using the Service, you agree to this Privacy Policy and consent to the data collection and usage practices outlined here.
Interpretation and Definitions
Definitions:
Account: A unique account created for you to access our Service or parts of our Service. Business: As defined by the CCPA (California Consumer Privacy Act), this refers to InsuraLife as the legal entity that collects consumers' personal information. Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement) refers to InsuraLife, contact address: [email protected], contact phone: 866-442-8110.Consumer: A natural person who is a California resident, as defined by the CCPA. Cookies: Small files placed on your device by a website to track browsing activity. Country: Refers to Florida, United States. Device: Any device capable of accessing the Service, such as a computer or smartphone. Personal Data: Information that identifies or can identify an individual, as defined under applicable laws. Sale: Under the CCPA, this term includes selling, renting, or disclosing a consumer's personal information for monetary or other valuable consideration .Service: Refers to the InsuraLife website, accessible at https://insuralifehealth.org Service Provider: A person or entity that processes data on behalf of the Company. Usage Data: Data collected automatically, either through the use of the Service or its infrastructure.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data: While using our Service, we may request information that can identify you, such as: Email address First and last name Phone number Address (including city, state, ZIP code)Age Household size and income Usage Data: This data may include IP address, browser type, pages visited, visit time, and similar diagnostic data. Tracking Technologies and Cookies: We use cookies and similar tracking technologies (beacons, tags, scripts) to monitor activity and improve our Service.
Use of Your Personal Data
We use your data to:
Provide and maintain the Service Manage your Account Fulfill contractual obligations Contact you for updates, special offers, and general communication Manage your requests for customer support Conduct data analysis to improve our Service
Sharing Your Personal Data
Your information may be shared:
With Service Providers to monitor usage, provide advertisements, or analyze the Service. For business transfers during mergers, acquisitions, or sales. With affiliates or business partners to offer products or promotions. With your consent for any other disclosed purpose.
Retention and Transfer of Your Personal Data
We retain your Personal Data only as long as necessary for the purposes outlined here. Data may be stored on servers outside of your state, province, or country. By using the Service, you consent to this transfer.
Disclosure of Your Personal Data
We may disclose data:
For business transactions such as mergers or acquisitions. For legal requirements as necessary to comply with legal obligations or defend the rights of the Company. For law enforcement upon valid requests from public authorities.
Security of Your Personal Data
While we strive to protect your data, no online transmission or storage method is 100% secure. We use commercially accepted practices to protect your data but cannot guarantee absolute security.
CCPA Privacy Rights (California Residents)
Under the CCPA, California residents have the following rights:
Notice: You have the right to know what categories of personal data are being collected. Request Disclosure: You may request disclosure of: Categories and specific pieces of personal data we collected Sources of data collection Business purpose for data collection or sale Categories of third parties with whom data is shared Opt-out of Sale: You have the right to opt-out of the sale of your personal data. Request Deletion: You can request the deletion of your data under certain exceptions. Non-Discrimination: You have the right not to be discriminated against for exercising any of your CCPA rights.
To exercise your rights:
Contact us by visiting
https://insuralifehealth.org/opt-out
or by calling 866-442-8110. We will respond within 45 days.
Children's Privacy
Our Service is not intended for individuals under 13. If we become aware that a child under 13 has provided us with data, we will delete it.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Notice of changes will be posted on this page. You are encouraged to review this policy frequently for any updates.
Contact Us
For any questions about this Privacy Policy, please contact us:
Phone:
866-442-8110
Email: