Terms and Conditions
Last updated:
11/1/ 2024
Acceptance of Terms
IMPORTANT! PLEASE READ CAREFULLY. THIS IS A CONTRACT. BY USING THIS WEBSITE AND THE SERVICES OFFERED ON THIS SITE, YOU ACCEPT ALL TERMS AND CONDITIONS OF THIS AGREEMENT. YOUR ACCESS AND USE OF THE WEBSITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. If you disagree with any of these terms, or do not agree to be bound by all such terms, please do not use this website or any of its related services.
About This Site
This website (hereinafter "the Site" or "this Site") is owned and operated by InsuraLife, an online service provider that specializes in offering insurance quotes and connecting insurance shoppers with professionals and marketing partners who can assist them.
InsuraLife does not endorse any specific insurance plan, provider, or agent. Any information provided about any insurance plan, provider, or agent shall not be considered an endorsement by InsuraLife. InsuraLife is not affiliated with, endorsed, or operated by any government agency.
Personal and Noncommercial Use Limitation
To use the Services, you must be at least 18 years of age. By using the Services, you agree to provide accurate and current information about yourself as prompted by registration forms. This Site is intended for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site, except for non-commercial purposes within your organization. No other rights or licenses are granted to you in the Site's copyrighted or proprietary materials.
The Site is provided "as is" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. InsuraLife, ITS AGENTS, REPRESENTATIVES, OR LICENSORS are not liable for any LOSS OR INJURY OR ANY DAMAGES, including direct, indirect, punitive, special, incidental, or consequential damages, connected to your use of this Site, regardless of liability theory. Certain jurisdictions may not allow exclusions of implied warranties or certain damages, so some exclusions may not apply to you. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST INSURALIFE, ITS AGENTS, REPRESENTATIVES, AND LICENSORS ARISING FROM YOUR USE OF THE SITE OR INFORMATION PROVIDED BY INSURALIFE.
Copyright and Proprietary Rights Information
The Site may contain errors or omissions. InsuraLife reserves the right to make changes, corrections, and/or improvements to the Site and its contents at any time without notice.
This Site includes trademarks, patents, trade secrets, and other proprietary rights of InsuraLife. No rights to these are granted to you.
Available Services
The Site provides users the ability to receive comparative insurance quotes from a network of licensed insurance providers ("Providers") based on the information you provide. Providers may contact you directly to provide quotes. InsuraLife does not guarantee that any Provider will contact you or offer you coverage and is not responsible for the conduct of Providers. For personalized advice, consult a licensed insurance professional.
We reserve the right to change Site content, restrict access to sections, or discontinue Site features without notice or penalty.
Your Use of the Service
You must be at least 18 years old to use the Service. You agree not to:
Impersonate others or submit third-party information without consent.Submit false or misleading information.Use the Service for commercial purposes.Violate laws, including the CAN-SPAM Act.Interfere with others' use of the Service.Upload harmful code, viruses, or other malicious content.
Links to the Website and Third-Party Sites
You may not create links to this Site or use its text or graphics without express written permission from InsuraLife.
The Site may link to third-party sites. InsuraLife is not responsible for the content of linked sites and does not endorse them. Links are provided solely for user convenience.
Governing Law
Any disputes related to the Site shall be governed by and construed in accordance with the laws of the State of Illinois, applicable to contracts performed entirely within Illinois.
No Unlawful or Prohibited Use
You agree not to use the Site for any unlawful purpose or any prohibited purpose under these terms.
Disclaimer
The Service is provided "as is" and "as available." To the fullest extent allowed by law, InsuraLife disclaims all warranties regarding the accuracy or reliability of information provided. InsuraLife makes no warranties that the Service will meet your requirements, be secure, uninterrupted, or error-free.
Limitation of Liability
INSURALIFE SHALL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, ARISING FROM YOUR USE OF THE SERVICE OR INFORMATION PROVIDED. IF YOU ARE DISSATISFIED WITH THE SERVICE, YOUR SOLE REMEDY IS TO DISCONTINUE USE.
Indemnification
You agree to indemnify and hold harmless InsuraLife and its affiliates from any claims, liabilities, costs, and expenses, including attorneys’ fees, arising from your use or misuse of the Service, violation of these Terms, violation of any law, or infringement of any rights.
Proprietary Rights
We retain all rights in the Service and its contents. You may not exploit, copy, or reproduce any aspect of the Service for commercial purposes, which may violate Federal and state laws and subject you to liability.
Other Provisions
If any provision of these Terms is found to be unenforceable, other provisions remain in effect. Any claim related to the Service must be filed within twelve (12) months from the use of the Service.
Contacting Us
If you have questions about InsuraLife, this Site, our service, or this Privacy Policy, contact us at:
InsuraLife
Phone: 866-442-8110
Email:
Changes and Updates
We reserve the right to change and update these Terms and Conditions at any time. An updated copy will be posted and accessible on this Site.